Looking for a Splitwise Alternative? You’re Not Alone.

For years, Splitwise was the default app for splitting bills. If you went on a trip or had roommates, you downloaded it without thinking. But recently, everything changed.

Many users woke up to an unpleasant surprise: paywalls and aggressive restrictions. If you are reading this, you are probably one of them.

Here is our analysis of the current state of Splitwise and the best alternatives for 2026.

1. AloeSplit (The Solution You Need)

Yes, this is our blog, but we exist precisely because of what you will read in the next section. AloeSplit is the answer to the frustration of thousands of users.

Unlike the current competition, our Beta promises to go back to basics:

Zero Limits: We are building an engine that supports unlimited expenses for free. No tricks.
Privacy & Clean Design: No intrusive ads slowing you down.
Offline-First: Built for real travelers who don’t always have data roaming.

👉 Join the AloeSplit Beta Waitlist

2. Splitwise (The Fallen King)

It is impossible to make this list without analyzing the leader. Is it still worth it? For most free users, the short answer is no.

The Problem: They introduced a 3 expenses per day limit on the free plan. If you are traveling and pay for breakfast, lunch, dinner, and a taxi… you can’t add the taxi unless you pay for “Pro” (which has become quite expensive).
The Ads: You now face waiting times and ads before you can even add an expense.
Verdict: It has effectively become a paid tool. If you don’t want a monthly subscription, it is almost unusable for active trips.

3. Tricount

Probably the most famous alternative in Europe right now.

Pros: Very simple and doesn’t force a complex signup to start.
Cons: While functional, the free version includes ads, and the interface feels a bit dated by 2026 standards. It also lacks some of the smarter currency conversion features found in newer apps.

4. Settle Up

A solid option if you like visual data.

Pros: Good currency handling and nice “who owes who” graphs.
Cons: Like others, it has started locking features (like uploading receipt photos) behind a paywall and relies on ads for revenue.

Conclusion: Don’t Settle for Paywalls

The era of Splitwise as the “free app for everyone” is over. The market needs a tool that respects the user, doesn’t put artificial limits on your expenses, and feels modern.

That is exactly what we are building at AloeSplit. If you want to be part of the change and secure early access:

👉 Join the Waitlist

Keep reading: Holiday Group Expense Guide